The CREALOGIX Bionic Robo-Advisor consulting platform enables financial service providers to offer new and existing customers the best possible hybrid investment advice. The system offers the best of both worlds, combining asset investment expertise with digital technology, thus allowing banks to unite online financial investments with the consulting services provided by their qualified experts.
Banks are experts in asset management and consulting, and Fintech companies are highly adept at developing technology. Together, they can ensure the ideal digital journey for customers when it comes to financial investments. The CREALOGIX Bionic Robo-Advisor is how we combine these core areas of expertise. The value chain for asset management and consulting remains with the bank from start to finish
The platform is a reflection of decades of experience and technical expertise acquired by technology, UI/UX and investment specialists. It consists of proven, highly flexible standard components that can be configured to meet your exact requirements. As a standard product with a range of customisation options, this solution can be fully integrated into your bank’s existing systems with ease.
The solution takes your existing processes and technical expertise into account. This means, for example, that sample portfolios or policies on rebalancing can be incorporated into the solution. As a result, your results are consistent while not being dependent on whether the interested party takes advantage of your online sales channel or contacts an advisor. As well as being essential for hybrid consulting services, it enables you to keep your key values in-house.
The CREALOGIX Bionic Robo-Advisor supports a hybrid consulting process and helps you to play to your strengths in terms of customer contact. The solution could become a key part of your value chain and help you to acquire and inspire customers . The solution allows you to enrich the core business areas of your bank with digital services and automation options. By digitising and automating your services, you can target new customer segments that were previously not considered and, in doing so, increase your revenue.
The CREALOGIX Bionic Robo-Advisor enables your bank to decide which services it wants to provide, e.g. according to the customer’s investment amount. For example, you could provide a simplified portfolio based on ETFs for customers with a low investment volume. For wealthy private customers with a higher investment volume, on the other hand, you can provide more complex asset management services based on asset allocation, and follow this up with personalised advice.
Teaser/information for prospects
Identify investor type
Investment proposal/portfolio configuration
Onboarding: video legitimation
Onboarding: video legitimation
Dashboard: portal for existing customers
- Higher level of customer retention thanks to hybrid consulting services
- Value chain for asset management and consulting is entirely with the bank
- Entry into a new customer segment and increase in revenue
- Boost for your online sales channel
- Increase in commissions among existing customers (e.g. by shifting from a daily allowance to commission business)
- Reduction in costs (e.g. due to increased efficiency resulting from automation)
- Modular, highly flexible product that can be customised and fully integrated
- MIFID-II compatible
- Operated by CREALOGIX or by the financial institution itself