To maintain a close branch network, banks would need to invest in considerable personnel resources along with building and technology maintenance. This is extremely cost-intensive, and is no longer necessary in a mobile world.
High mobile penetration in Asia is leading to increased demand for digital banking services across all devices. Many banks are now extending their mobile services, but are concurrently having to deal with insecure mobile banking systems, increasingly sophisticated malware attacks and complicated authentication processes.
Our CREALOGIX Mobile Banking solution CREALOGIX Branch in a Mobile enables banks to reach customers in rural regions where no bank branches are available, and offer customised semi-automated and fully automated banking services to customers in major cities.
The solution serves as a banking consultant and a mobile branch for clients with no access to financial institutes. Customers can open an account without having to drive hundreds of miles to a branch in the nearest major city. With people now generally using their mobiles for all manner of transactions, CREALOGIX Branch in a Mobile is an easy, forward-thinking way for banks to gain and maintain new customers.
- An all-in- one mobile banking solution covering all banking services instead of isolated mobile applications for different banking services
- A dedicated application for bank consultants on tablet devices, which facilitates the seamless onboarding of new customers in rural villages and the development of new business models
- A dedicated application for terminal stations, which gives the customers the option of self-service
- A mobile application portal that guarantees maximum security for digital banking channels by means of biometric security methods and fingerprint-based biometrics
- Third-party integration